{"store":{"baseInfo":{"podcastTitle":"Your Money & Your Life Podcast","slug":"yourmoneyyourlife","podcastDescription":"Financial and retirement planning guidance from Certified Financial Planner Donald Cash in Red Bank, NJ. Truly understanding what's happening inside your portfolio is so important to achieving retirement success. The planning process can be difficult if you tackle it alone, so make sure to listen to each episode to get great guidance and make the task much easier.","podcastLogo":"https://pbcdn1.podbean.com/imglogo/image-logo/4797519/Your_Money___Your_Life_-_Donald_Cash_Logo_2-min.jpg","podcastShareLogo":"https://d2bwo9zemjwxh5.cloudfront.net/image-logo/4797519/Your_Money___Your_Life_-_Donald_Cash_Logo_2-min_1200x628.jpg?s=e3afa6371d467de70d78c4e613a59fce&e=jpg","podcastUrl":"https://yourmoneyyourlife.podbean.com","podcastCanSearched":true,"feedUrl":"https://feed.podbean.com/yourmoneyyourlife/feed.xml","theme":"podisc","podcastDeepLink":"https://www.podbean.com/pw/pbblog-mvezn-49344f?from=usersite","removePodbeanBranding":"no","brandingLogo":null,"timeZone":{"timeZoneId":15,"gmtAdjustment":"GMT-05:00","useDaylightTime":1,"value":-5,"text":"(GMT-05:00) Eastern Time (US & Canada)","daylightStartTime":"Second Sunday Of March +2 Hours","daylightEndTime":"First Sunday Of November +2 Hours","timezone":"America/New_York"},"podcastDownloads":null,"totalEpisodes":145,"showComments":true,"iOSAppDownloadLink":null,"customizeCssUrl":null,"androidAppDownloadLink":null,"showPostShare":true,"showLike":true,"author":"Donald Cash","enableEngagementStats":true,"shareEmbedLink":"https://admin5.podbean.com/embed.html?id=pbblog-mvezn-49344f-playlist","language":"en","sensitivitySessionExpireTime":3600,"podcastApps":[{"name":"Podbean App","link":"https://www.podbean.com/pw/pbblog-mvezn-49344f?from=usersite","image":"https://pbcdn1.podbean.com/fs1/site/images/admin5/podbean-app.png","title":null},{"name":"Spotify","link":"https://open.spotify.com/show/1snQykCp19ZH75izYHLiEr","image":"https://pbcdn1.podbean.com/fs1/site/images/admin5/spotify.png","title":null},{"name":"Amazon Music","link":"https://music.amazon.com/podcasts/d4b3837f-8455-4d9c-965d-095e17474793","image":"https://pbcdn1.podbean.com/fs1/site/images/admin5/AmazonMusic.png","title":null}],"components":{"base":[{"id":"MainStyle","val":"light"},{"id":"Font","val":"EB Garamond"},{"id":"SecondaryFont","val":"PT Sans"},{"id":"PlayerColor","val":"#FF6600"},{"id":"Favicon","val":"https://mcdn.podbean.com/mf/web/88xr5e/favicon.ico"},{"id":"CookiesNotice","val":"hide"},{"id":"CookiesNoticeContent","val":"

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On this episode:
1:30 – Don Cash, a NY Jets fan, shares what the acronym J-E-T-S stands for in 2019.
2:26 – A recent survey found most Americans find it’s important to have a will but less than half actually have one. Why is that?
3:45 – We’re creatures of habit so if no one is talking about these things, they are easily ignored.
5:42 – What are some reasons you need to update your legal documents?
7:50 – A couple more things people should think about: gifting assets, protecting the children, clear up conflicts.
9:07 – For many folks, the 401k, IRA, or life insurance is the biggest asset and it doesn’t get passed on based on will. Instead it goes off beneficiary form.
9:40 – It’s a tough issue to tackle which is why we work to help clients on these circumstances.
10:43 - Not only do we avoid this for our own finances, but we also don’t help our children.
12:02 - Mailbag question: I have to pay an extra premium for Medicare because my income is too high. My wife passed away a few years ago but my income hasn’t really changed. Am I stuck with this penalty?
14:02 - There is an appeal you can file if the surcharge is due to 1 of 8 life-changing events.
Medicare Surcharge and Appeal Form: https://www.ssa.gov/forms/ssa-44-ext.pdfCaring. Com Estate Planning Survey:https://www.caring.com/caregivers/estate-planning/wills-survey/
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